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New Updates: BISP New Payment Distribution Start in 2026
BISP has announced that the new payment distribution for 2026 will officially start on January 1 2026 Eligible families will receive their quarterly Rs 13,500 payment through the Digital Wallet SIM making the process faster, safer, and more convenient.
To receive the payment beneficiaries should first check their eligibility on the 8171 web portal if eligible they need to visit their nearest Tehsil office for biometric verification after verification the Digital Wallet SIM will be issued and activated allowing direct access to BISP funds on their mobile device.
BISP 8171 Third Phase Payments Start
BISP 8171 Third Phase: The Benazir Income Support Program has always played a vital role in supporting low-income families across Pakistan. Through this welfare initiative, millions of women receive regular financial assistance to manage household expenses and improve their quality of life. In November 2025, the program is entering its third phase of payments, with the government confirming that the new disbursements will officially begin on 17 November 2025. Under this latest phase, the Benazir Kafalat beneficiaries will receive Rs. 26,500, which includes any pending or combined installments.
Moreover, to make payment transfers more secure and convenient, BISP is introducing Digital Wallet Accounts and free-of-cost SIMs for all eligible participants. This step marks a major technological advancement in the welfare system, ensuring that beneficiaries can easily withdraw their payments from banks, ATMs, or Point-of-Sale (POS) retailers without fear of deductions or fraud.
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Quick Information Table
| Feature | Details |
| Program Name | Benazir Income Support Programme (BISP) |
| Phase | Third Phase of Payments |
| Start Date | 17 November 2025 |
| Payment Amount | Rs. 26,500 (including pending installments) |
| Distribution Method | Digital Wallets via Free SIMs |
| Partner Banks | HBL, Bank Alfalah, and POS Retailers |
| Verification Method | Biometric via CNIC-linked SIM |
| Complaint Helpline | 0800-26477 |
| Eligibility Check Portal | 8171.bisp.gov.pk |
Benazir Kafalat Program 2025 Double Installment Payments And Digital Wallet SIM Distribution Details
Complete Details of the Third Phase Payment
Starting Monday, 17 November 2025, BISP beneficiaries will begin receiving their new installment under the Benazir Kafalat Program. This third phase comes after a brief pause in disbursements, during which the authorities conducted data verification and dynamic registry updates to ensure transparency. Women who had pending payments or who could not collect their last installment in July or August 2025 will now be able to receive the full amount of Rs. 26,500. The payments will be made through Digital Wallets linked to beneficiaries’ CNICs, ensuring that every rupee reaches the rightful recipient. This phase will also help identify ineligible cases and verify those who were previously under review, ensuring that assistance reaches only genuinely deserving families.
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Eligibility Criteria for the 17 November BISP Payment
The following categories of women are eligible to receive the new installment:
- Women who have completed Dynamic Registry Verification
Those who were previously marked as “registered” under the Dynamic Registry are now included in the active payment list. - Beneficiaries with Pending Installments
If your BISP portal previously showed a message like “If you have not received Rs. 13,500 recently, please collect your payment,” it indicates that your payment is ready. - Women with Cleared Re-verification Status
Applicants who were previously under review or “under process” and have now been marked as eligible will also receive payments in this phase. - Beneficiaries Awaiting Combined Payments
In cases where two cycles were pending, the new release includes both installments, bringing the total to Rs. 26,500.
Benazir Kafaalat Program Double Installment Rs 27000 Start
Who Will Not Receive Payments in This Phase
Certain beneficiaries will not receive payments in the third phase due to ineligibility or incomplete documentation. These include:
- Filers or property owners who have substantial financial resources.
- Beneficiaries owning vehicles, land, or other assets in their name.
- Individuals who have recently performed Hajj or Umrah, as they are considered financially stable.
- Women with large bank account balances or commercial activities.
- Those who did not complete the Dynamic Registry survey despite multiple reminders.
Such individuals will be excluded temporarily and may reapply after two years, subject to updated eligibility criteria.
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Introduction of Digital Wallets and Free SIM Cards
To modernize the BISP payment mechanism, the government has launched the Digital Wallet and Free SIM Distribution Initiative starting 17 November 2025. Over 10 million households will be part of this project. Each eligible beneficiary will receive a free-of-cost SIM card that is directly linked to her CNIC. This SIM will allow her to activate a Digital Wallet Account through which BISP funds will be deposited automatically. Beneficiaries will be able to withdraw their payments through ATMs, bank counters, or authorized POS retailers such as HBL Konnect and Bank Alfalah agents. This modern system eliminates middlemen, minimizes fraud, and ensures that only the rightful woman receives the funds.
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How and Where to Receive Free SIMs
BISP has arranged to distribute the free SIMs at:
- Dynamic Registry Centers,
- BISP Tehsil Offices, and
- Specialized Camp Sites across all districts.
Beneficiaries will be informed via official messages when they can collect their SIMs. At the time of collection, each woman must undergo biometric verification, after which the SIM will be tagged to her CNIC. Once activated, her digital wallet account will be automatically created.
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Government’s Vision Behind Digitalization
The move toward Digital Wallets is part of Pakistan’s broader Digital Governance Vision, aimed at promoting financial inclusion and ensuring transparency in government aid programs. Previously, beneficiaries had to wait in long queues at payment centers or deal with unauthorized agents who often made illegal deductions. The new system directly addresses these issues by giving women full control over their funds. Moreover, the government plans to expand the use of these digital wallets for future welfare initiatives, including education stipends, health programs, and utility subsidies.
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Fraud Prevention and Complaint System
To further protect beneficiaries, the BISP administration has introduced a dedicated complaint helpline (0800-26477). If any woman experiences illegal deductions, denial of service, or unauthorized withholding of funds, she can immediately report it to this helpline. Officials will verify the case and take strict action against retailers or agents involved in corruption. This system ensures accountability and builds trust among participants.
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Future Plans and Upcoming Rs. 14,500 Payment
According to official briefings, after the November phase, BISP will introduce a new Rs. 14,500 installment, which will be directly transferred to beneficiaries’ digital wallets. The training of BISP field staff and POS retailers has already begun to ensure a smooth rollout of this updated system.
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Conclusion
The third phase of BISP 8171 payments beginning on 17 November 2025 signifies a major transformation in Pakistan’s social protection framework. By combining financial assistance with digital innovation, the government is ensuring that aid reaches the most vulnerable families securely and efficiently. The new Digital Wallets and Free SIM system provide beneficiaries the independence to manage their funds safely marking a new era of transparency, empowerment, and hope for millions of women nationwide.
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